The following information or documentation is usually required during the loan process.
For a Purchase:
Signed Purchase and Sales Agreement
Your Social Security number
Current pay stubs and past two years W-2s, or if self employed, past two years of Personal & Business Federal Tax returns
Bank statements for past two months
Investment account statements for past two months
Retirement account statements for past two months
Credit card account information
Auto loan account information
Personal loan account information
If the subject property is a condominium, completed condominium affidavit and current budget
If a Refinance, in addition to the above:
Mortgage Account information
Home Equity Account information (if applicable)
Home Insurance Policy information
Flood Insurance Policy information (if applicable)
Copy of recorded deed and/or original owner's certificate of title
Copy of most recent Real Estate tax bill
Electronic Disclosures:
Each borrower is required to use separate email addresses in order to proceed with electronic sign in and e-consent for communication within this application process.