Your home is more than a house. It's where your memories are made with the people you love. It's also a very large investment in your future. At SCU Credit Union we understand just how important your home is to the quality of your life, both financially and emotionally. That's why we offer mortgage products that will carry you through the entire life cycle of home ownership, from starter home to dream home, and to retirement retreat, we're here to guide you through it all.
How can we help?
Found the perfect property? Click the Apply Now button for a better mortgage experience with SCU Credit Union. Just getting started? Click the Smart-Start Pre-approval button.
PRE-APPROVAL
Know how much you're approved for before you find the perfect home with a Smart Start Pre-Approval. Details below.
BUYING
Fixed, Adjustables, Jumbos, First-Time Home Buyers, and more.
REFINANCING
Fixed, Adjustables, Jumbos, and our special No Points/No Closing Costs "On the House" product.
CONSULTATION
Our experienced Mortgage Loan Officer is ready to help you find the right financing option to best fit your unique needs.
SPECIAL MORTGAGE PROGRAMS
First-Time Home Buyer Credit
To assist first-time buyers or those who have not owned property for three years realize their dream of owning a home, SCU Credit Union offers a $500 discount towards closing costs on our Fixed Rate and Adjustable Rate Mortgages.
Smart Start Pre-Approval
Be prepared and get a pre-approved mortgage before looking for your home. It is a full mortgage application leading to a commitment, subject to property appraisal and other requirements once you find the right property. You will have greater confidence and negotiating power with this pre-approval letter in hand.
Features & Benefits:
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Available for all our first mortgage products
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Greater negotiating power
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Reduces processing time when a property is chosen
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$200 processing fee is credited towards the closing costs when you finance with SCU Credit Union.
For more information please contact our Mortgage Consultants or Apply online to get your Smart Start application started.